If you have insurance that covers chiropractic services, we will bill your primary and secondary insurance companies as a courtesy to you. Please remember, your insurance policy is a contract between you and your insurance company. You are responsible for the portion that your insurance policy may not cover at the time of services rendered. Specifically: YOU ARE RESPONSIBLE FOR YOUR INSURANCE DEDUCTIBLE. Your deductible is the amount of money that your insurance policy requires you to pay before the insurance company will begin to pay your claims. YOU ARE RESPONSIBLE FOR YOUR CO-PAYMENT. Your co-payment is the amount determined by your insurance company that is due for each office visit. This should be paid at the time services are rendered. NOTE: You MAY also owe co-insurance. YOU ARE RESPONSIBLE FOR YOUR CO-INSURANCE. Your co-insurance is the amount of money remaining after the insurance has paid its portion of your charges. Again, you MAY have a co-payment AND co-insurance. YOU ARE RESPONSIBLE FOR PAYMENT IF YOUR INSURANCE COMPANY DEEMS YOUR TREATMENT NOT MEDICALLY NECESSARY OR IF YOUR TREATMENT IS A NON-COVERED SERVICE.